Your plan, explained
Flagship Family Plan — Main Member + 9
Package code: FLAGSHIP-1P9
Combined funeral cover and cattle cover for the main member, spouse, 4 children and 4 related extended-family members. R450 per month; R100 joining fee. Entry ages 18–74. Natural causes: 6 months. Suicide: 12 months. Accidental cover immediately after the first premium is paid.
At a glance
- Entry age
- 18–74
- People covered
- Main member + spouse + 4 children + 4 related extended-family members
- Main member/spouse cash value
- R21 000 each
- Main member/spouse funeral value
- R30 000 each
- Joining fee
- R100
- Accidental-death waiting period
- Immediate cover after the first premium is paid
- Suicide waiting period
- 12 months
- Natural-causes waiting period
- 6 months
- Total benefit package
- R55 000 total package value
- Additional included benefits
- R25 000 additional included benefits (package value)
- Cash advance
- R3 500 on day of claim once all documents are submitted; deceased must be at the mortuary
- Grocery benefit
- R6 000
- Airtime
- R500
- Livestock — dependants over 14
- Cow or R15 000 cash payout
- Livestock — dependants under 14
- Sheep or goat or R2 500 cash
- Repatriation
- Included to SADC countries
- Livestock collection
- Living or slaughtered; transport only to a designated collection point
- Children and students
- 4 children under 21; registered students up to age 26
- Child benefit — ages 1–5
- 25% of main-member benefit
- Child benefit — ages 6–13
- 50% of main-member benefit
- Child benefit — under 1 year
- 20% of main-member benefit (0–11 months)
- Age increments
- Package benefits valid only until the next age increment
Full package details & conditions
Flagship Family Plan — Main Member + 9
Combined funeral cover and cattle cover in one package.
Monthly premium: R450. Joining fee: R100. Entry ages: 18–74.
Age increments: Package benefits are valid only until the next age increment.
People covered and benefits
Main member: Funeral value R30 000; cash value R21 000.
Spouse: Funeral value R30 000; cash value R21 000.
Children: 4 children under 21 years included. Registered students included up to age 26.
- Under 1 year (0–11 months): 20% of the main-member benefit.
- Ages 1–5: 25% of the main-member benefit.
- Ages 6–13: 50% of the main-member benefit.
Extended-family members: 4 included. All extended members must be family-related.
Funeral service — R30 000 value
- Standard dome casket or 3-tier casket
- Body preparation (wash and finish)
- Screen
- Trolley
- Family car(s)
- Pyramid / stretch tent
- Chairs and grass mats
- 100 programmes
- Service and grave equipment
Waiting periods and claim conditions
- Accidental cover is provided immediately after the first premium is paid.
- Natural causes: 6-month waiting period.
- Suicide: 12-month waiting period.
- Cash advance of R3 500 on the day of claim once all documents have been submitted.
- The body of the deceased must be at the mortuary.
- Repatriation included to SADC countries.
Included assistance
- Removal and storage of the deceased on the day of passing
- Assistance registering the death and obtaining the death certificate
- R500 airtime
Total benefit package — R55 000
Total package value.
Additional included benefits — R25 000
- R3 500 cash advance on the day of claim once all documents have been submitted
- R6 000 grocery benefit
- Full livestock benefit: a cow or R15 000 cash payout
Package values describe benefits in the plan. Ask our team how the funeral-service and cash options apply to your claim.
Livestock benefit
- Dependants over 14 years: a cow or R15 000 cash payout.
- Dependants under 14 years: a sheep or goat, or R2 500 cash.
- Quality livestock, living or slaughtered.
- Transport only to a designated collection point.
Ask our team which livestock benefit applies at exactly age 14.
Membership conditions apply. An enquiry does not activate cover.
Have a question about this package? Our Newcastle team can explain the benefits and membership conditions.
Enquire now